Examination Under Oath Florida

What Is an Examination Under Oath?

Most insurance policies include provisions allowing your insurance carrier to take your sworn testimony. This is called an examination under oath, also known as EUO. What Happens During an Examination Under Oath? The EUO typically lasts several hours. The insurance company will have their lawyer or adjusters conduct the EUO. The lawyer will ask you […]

Bad Faith Florida

What is Bad Faith in Florida?

Bad faith is an intentional dishonest or unfair act which occurs by not fulfilling legal or contractual obligations, misleading another, entering into an agreement without the intention or means to fulfill it, or violating basic standards of honesty in dealing with others. Under Florida State Statute 624.155, “bad faith is when the insurer does not […]

Compulsory Medical Examination

What is a Compulsory Medical Examination (CME)?

One of the most powerful tools the insurance industry uses to defeat your claim is the Compulsory Medical Examination (formerly, but more commonly, known as the Independent Medical Exam (IME)). In the pre-litigation phase, your own insurance company will be the one to send you to this doctor, who will almost always deem you healthy […]