Florida Motorcycle Laws

Florida Motorcycle Laws & Regulations

Living in Florida, it’s common knowledge that a large number of people in our state are uninsured. Driving in the Sunshine State, it’s also common to witness poor road etiquette. Drivers cut you off or turn without using a signal, tailgate at high speeds, run red lights… The list is long. And when the driver […]

Examination Under Oath Florida

What Is an Examination Under Oath?

Most insurance policies include provisions allowing your insurance carrier to take your sworn testimony. This is called an examination under oath, also known as EUO. What Happens During an Examination Under Oath? The EUO typically lasts several hours. The insurance company will have their lawyer or adjusters conduct the EUO. The lawyer will ask you […]

Bad Faith Florida

What is Bad Faith in Florida?

What is Bad Faith? Bad faith is an intentional dishonest or unfair act which occurs by not fulfilling legal or contractual obligations, misleading another, entering into an agreement without the intention or means to fulfill it, or violating basic standards of honesty in dealing with others. Florida Statute 624.155 Under Florida State Statute 624.155, “bad […]

Compulsory Medical Examination

What is a Compulsory Medical Examination (CME)?

One of the most powerful tools the insurance industry uses to defeat your claim is the Compulsory Medical Examination (formerly, but more commonly, known as the Independent Medical Exam (IME)). In the pre-litigation phase, your own insurance company will be the one to send you to this doctor, who will almost always deem you healthy […]

car accident no insurance not at fault florida

What Happens If You Get Into a Car Accident With No Insurance in Florida and Are Not at Fault?

Car accidents are stressful, no matter the circumstances. From medical bills, car repairs, car rental, lost wages, and litigation, it’s the gift that keeps on giving. And if either driver doesn’t have auto insurance, the stress becomes more intense. Florida Statute 324.021 establishes that every motor vehicle registered in the state must have proof of […]